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Personal Finance
Getting Out of Debt & Fixing Your Credit
A clear path out of store cards, loans and overdrafts.
3 hours21 lessonsLevel: Beginner
About this course
Understand how South African credit really works, choose a payoff strategy that fits your income, negotiate with creditors, and rebuild a credit score that opens doors.
What you will learn
- Map every debt and its true cost
- Choose between snowball and avalanche payoff
- Negotiate rates and settlements with lenders
- Read and improve your credit report
What's included
- 21 video lessons
- Debt payoff calculator
- Creditor negotiation scripts
- Lifetime access
Curriculum
1. Diagnosis3 lessons
- Listing every debt
- Interest, fees and the real cost
- Credit reports explained
2. Payoff3 lessons
- Choosing your strategy
- Negotiating with creditors
- Debt review: when it makes sense
3. Rebuild3 lessons
- Improving your score
- Using credit safely
- Staying debt-free
